The Willa Debit Card has been completely designed with creators and freelancers in mind. Use Willa to get paid for your client work, and the debit card for all your business expenses - and you can focus on doing what you love instead of having to worry about boring taxes and admin.
That’s what it’s like when you run your business on Willa.
Use the Willa debit card for all your business expenses, and we will help you with your tax return for free*.
Use Willa to send professional invoices to your clients and get paid without the hassle or paperwork.
Grow your business with Willa and get paid Superfast for work you’ve done for qualified clients.
Will you help me file my state and federal income tax returns?
Yes! If you use the Willa app to get paid by your clients, and the Willa debit card for all your business expenses - a certified CPA will help you with your taxes come tax season.
How do I qualify for free tax preparation?
To qualify for free 2022 income tax preparation, you’ll need to be a sole proprietor, LLC, partnership, or corporation, and spend at least $10,000 on your Willa debit card during 2022.
Do I need to keep a record of receipts for my business expenses?
Yes, hold onto receipts for all your business expenses, so that your CPA can help you file and maximize your return. We suggest putting your receipts in a folder somewhere safe and easy to find, whether that’s on your phone, on the cloud, on your computer, or in a shoebox under your bed. Just don’t put them in the trash can. Remember—deductions are a freelancer’s best friend.
What expenses are considered tax deductible? What can I write off?
Our CPA will work with you to figure out what you can write off in more detail, but generally any expense that can be considered ordinary or necessary for you to do your work is tax deductible. So keep the paper or snapshots of receipts for things like:
What about keeping a record of revenue streams?
If you want to keep your CPA you can! In fact, you’ll actually make their job a lot easier if you use Willa for both your income and your expenses. Because if you do, all your transactions will be gathered in one place, and your CPA will be forever grateful (which also means their bill should be lower!).
What if my taxes are complicated? (aka what if I own a tropical island or am Prince Harry?)
Willa will be able to help most creators file their taxes. But there may be some cases where your tax needs are simply too complex. We’ll reach out to you directly and figure out the best way for us to help you keep tax season vacation season.
Can you also help me pay my quarterly estimated taxes?
Not yet, but we’re working on it.
When are quarterly estimated taxes due?
What happens if I get audited after using Willa’s CPA debit card perk to file taxes?
If you do get audited, please contact your CPA to work out a plan to handle the audit process.
Do I need to be a Willa user to use the Willa debit card?
Yes. Download the app and sign up. Once you’re in, you can apply for the Willa debit card - and you can send payment requests to all your clients for any work you do.
Can the card be used abroad? If so, how do you set a travel notice etc.?
Yes, the Willa debit card can be used abroad. Please note: You will be charged a 1% fee on the transaction for any ATM or POS transactions conducted outside the United States.To give an advanced travel notice for transactions outside of the United States, please contact Visa at 1-833-333-1098
How are fraud notifications etc handled? Do you get a text?
The Visa Fraud Alerts Program provides you with alerts via email, phone call, and/or text messages. For any inquiries regarding potentially fraudulent activities on your card, please contact Visa at 1-833-333-1098
What customer service do you call if you are declined and need to talk to someone?
If your transaction is being declined for possible fraud related reasons please contact Visa at 1-833-333-1098.
If you suspect that your transaction is being declined due to reaching your transaction limit, exceeding your account balance or are just not sure, please contact us by telephone at 1-510-405-6356 or via live agent support online. Agents are available from 9 am to 7 pm, Monday through Friday.
Can you choose a PIN for your virtual card?
You can set your initial debit card PIN within the Willa app. To change your PIN, please contact Visa at 1-833-333-1098
Where can I find the full debit card terms and conditions?
I want to know more about Willa!
Of course, you can read all about us here.
Is Willa a bank?
Willa is a financial technology company, not a bank. Banking services provided by Piermont Bank; Member FDIC. The Willa Visa® Debit Card is issued by Piermont Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
How do I transfer money from my old bank, PayPal, etc. to my Willa Debit Card?
Transferring money to Willa is easy. You'll find your account information in the debit card part of the Willa app. Just copy the information and add to your transfer from any other service.
Does my card come with a bank account?
Yes, your Willa debit card comes with a bank account that works exactly the same way as any other bank account. Your account number and routing number can be found in the settings menu (cogwheel icon) within the debit card section of the app.