How I love the Ace of Pentacles! A hand appearing out of the clouds holding a golden coin, like Manna from Heaven. Of course, it doesn't represent wealth just handed to you; with the background of a lovely garden, it indicates that if you plant and tend a "seed," you will be amply rewarded. The suit of Pentacles does represent tangible things, i.e., money, property, things that can be held in the hand, solid things.
Joan Bunning says:
The Ace of Pentacles can be a sign that you will be able to make your dreams real. Your ideas are ready to be turned into something tangible. Figure out what will work and make it a reality. You can now attract all the wealth you need to get your projects going. Tap into the material force of the Ace of Pentacles, and all your enterprises will flourish.
It's early in the year, but all of the cards I've drawn so far this year have been positive, and all point to the fact that there are many rewards to be had as long as I concentrate on business, set goals, and work hard. Sounds like a good plan.